Apply your knowledge of finance in corporate sector and our growth-oriented organization is dedicated to providing you with valuable learning opportunities as you share your ideas and creativity with the team.

• Handling of all post disbursements documents such as Booking Orders, Vehicle Release Letters, Authority to Drive, Registration Form F, & E. T. O. (vehicle transfer order) Form, and Letter to Excise
• Tag the Certificate of Musharika encashment of matured/ premature for processing in AIB after check the application, signature specimen /authorised signature on Board Resolution
• Vault Management
• Vehicle Maturity (settlement) /Termination / NOC/Sale Invoice /Removal of Lien (HPA) letters / Transfer Letters processing
• Tag the termination of existing contracts after the fund confirmation by finance
• Monthly reporting of Insurance and Excise files
• Implement and enhance credit risk control policies and procedures.
• Liaison with internal & external Auditors
• Monthly reporting of Insurance and Excise files.
• Providing operational support to all business initiatives.

• To develop new business and assist Director Client Relationships Pakistan in developing new profitable business relationships. Customers comprise of MNCs, Local Corporates and ME/SME/Commercial clients.
• Achieve optimum utilization of approved lines, and maintain the required asset yield through marketing of ORIXM’s products (Ijarah / Leasing & Diminishing Mutharika etc.)
• To ensure portfolio compliance with the pre-defined parameters of OLP Modaraba’s Policy / Underwriting Standards.
• Deposit mobilization through sale of Certificate of Musharika (COM).
• Credit Risk Review. Ensuring timely submission of credit reviews/ BCAs and full compliance with policy guidelines for the relevant portfolio.
• Monitoring of asset risk, monthly / quarterly repayments and documentation discrepancies for the relevant portfolio.
• Identify and develop cross-functional business opportunities.
• Contribute positively towards the overall business objectives of the team
• Ensure that RMs/ARMs are proactively processing BCAs, CDDs, customers’ request for lease documentations, terminations, lease maturity, authority letters, NOC’s, balance confirmation,

• Establishing, developing and maintaining a portfolio of OLPM clients within business unit’s target market, ensuring that new relationships or ongoing requirements of existing clients carry maximum revenue within acceptable risk profile requirements. Market to existing and potential clients the full complement of products and services offered by the Modaraba.
• Prospecting HNW individuals and cash rich organizations to generate COMs.
• Conduct detailed financial analysis of the client accounts and develop proposals within defined procedures that meet the client needs. Further adopt appropriate relationship management strategies to protect the Modaraba’s interests at all times, e.g., avoid potential default, and to meet the clients' expectations of the relationship.
• Ensure timely submission of credit areviews / BCAs & CDDs and full compliance with internal, group & regulatory guidelines.
• Ensuring portfolio compliance with Internal Audit’s observations and recommendations.
• Ensure that all related administrative functions of the unit, most importantly file maintenance, regular asset inspections, risk trigger & covenant monitoring, call reports, periodic updates on financial performance of borrowers, are performed meticulously by the relevant RMs/ARMs with an aim to be prepared for audit at all times.
• Assist Client Relationships team in all administrative tasks within CR Team.
• Contribute to the accomplishment of satisfactory audit rating for CR via adopting a diligent approach for all the responsibilities / tasks. In that ensuring that portfolio review/audit results in good ratings and nothing negative is highlighted in portfolio of South region.
• Develop and foster close working relationships with existing internal & external customers.
• Ensure that RMs/ARMs are proactively processing BCAs, CDDs, customers’ request for lease documentations, terminations, lease maturity, authority letters, NOC’s, balance confirmation, etc.
• To contribute towards maximizing the profitability of the organization through rationalization of the portfolio in terms of business parked under a certain product.
• Follow-up on past dues through client call & telephonic contacts.
• Enhance market perception of OLPM as a key player as well as an employer with long term growth potential.
• Adhere to Sales Management process and improve market penetration, track own performance and sharpen client service quality.

As the Asst. Manager, you will provide guidance and approvals on critical legal and documentation matters, including:

• Documentation Management: Preparation of documents for HFDM/Diminishing Musharakah & IJARAH, and Personal Guarantees (PGs).
• Regulatory & Compliance: Validation of SECP Charge Documents & Search Reports, and letter drafting to regulatory authorities (SECP, NAB, FIA, SBP).
• System & Data Control: Updating Auto soft I-Banker (AIB) data for various asset details (Property, Vehicle, etc.), and managing vault records.
• Legal Counsel & Litigation: Providing legal counsel for internal work, coordinating with external panel lawyers, and representing the Modaraba in litigation/suit file cases.
• Transaction Processing: Processing Ijarah/DM terminations and settlements in the system, and evaluating termination values.